Thursday, February 18, 2010

Guaranteed Cash Advances: real money, real obligations

guaranteed cash advance
Cash advances are very easy and fast to get, but this simplicity is often misunderstood. Some people are not serious enough when applying for a guaranteed cash advance, but there are also some who are not serious as well about giving the money back on the due date. Despite a common opinion that cash advances are not actually loans, they are. The application and approval procedures are simplified, but if you really need the money you apply for, you should devote some time and effort to the online application form. Besides that, you should always remember, that when you take guaranteed cash advances, you also take a financial obligation, which needs to be fulfilled on time and in a proper way.

As you apply for your advance cash loan, you should keep in mind some things that seem to bee too obvious, and for this reason are not given enough attention to:

You should know about guaranteed cash advances

Make sure to fill in the whole application, without any fields skipped. Only the applications that are completely filled in are reviewed and approved. If you skip one or several fields, a lender is very likely to assume that you have something to hide, and are not honest enough. By filling in the whole application for guaranteed cash advance loan, you prove that you are ready for cooperation. So, when filling in the application to get a same day cash advance, be careful and check twice to have all the fields filled in.

It is very important that you do not fail to make a repayment on your loan on time. One reason for this is that if you don't, it will be hard for you to get your guaranteed cash advance next time you need it. Cash advance lenders do not take into consideration your credit history for other loans, but you should care about your history with short term loans. One more reason is that if you do not make the repayment on time, your debt will start growing very fast, and this will finally cause a very large overpayment for you. So, when you apply for a cash advance loan online, you should already know you will have enough money on-time to make a payment.

To make sure you do not fail to make a repayment on time, think about some alternative ways to find money on the due date. See if you have a chance to borrow some money from your relatives or friends, or perhaps use a storefront cash advance. This might be not really you wish to do, but still this is much better than skipping a due day of your guaranteed cash advance.

Wednesday, February 3, 2010

California Cash Advance in San Diego

California cash advance

Same Day Cash Advances in CA

If you currently reside in San Diego, California and you need to borrow quick cash you might want to do some research on same day cash advance in California. Most payday lenders can have you cash within the hour if you qualify. There are many payday lenders that claim to qualify over 90% of applications. The only restriction is that you have employment verification and a bank account.

Borrowing money through a payday loan company in California is not extremely difficult. Some states have made it very difficult to borrow money through these lenders but California is not one of those states. If you live in or around San Diego CA area you should be able to find several direct lenders that can help you borrow money.

Same Day Payday Advance San Diego

It is very important to understand that you are going to have to pay fees for the money that you borrow. Most states regulate these fees somewhere between $15 and $35 for every $100 you borrow. Currently, in the state of California payday advance fees are regulated at $17.65 for every $100 you borrow. It is important to note that this is the maximum amount of fees and you are likely to find a better deal than this.
One thing that is of the utmost importance is that you make sure you can pay this same day payday advance off with your next paycheck. If you cannot pay the loan off with your next paycheck you are going to find that the fees reset and you will have to pay them once again. If you borrow $100 with $15 in fees and you cannot pay cash advance loan off with your next paycheck you will end up paying $130.
This is the exact reason that many financial planners feel that California cash advance are not a good idea. Unless you are 100% certain that you can pay this loan off with your next paycheck you should not consider a same day cash advance in San Diego.